Xpress Accounts optimizes new account holder acquisition and enrollment from multiple delivery channels (Web, Branch, Call Center, etc.). It facilitates the entire transaction of credit-reporting, ID verification & screening, account funding, switch-kit, documents, and cross-selling for various loan and deposit products…all within minutes!

The system is web-based so it is available to your account holders on a 24 x 7 basis. New and current account holders may open and fund new or secondary accounts quickly and easily.

Scoring rules and robust decision criteria are fully customizable and are used to identify and display pre-approved products and services that best match the applicant’s financial profile. On the back-end, Xpress Accounts™ consolidates applicant data from all of your existing channels to significantly increase productivity, reduce fraud, and increase account holder satisfaction across the board.

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Integrated Online Switch Kit.

Integrated account funding.

Verify and authenticate applicant identity in real-time.

Improve Patriot Act compliance and fraud protection.

Reduce application processing costs.

Reduce application review and approval time.

End-to-end paperless workflow environment.

Easy 1-Step export to core system for new account creation.

How it Works:

Applications undergo ID verification, Credit Pull, authentication, and OFAC Checks. Optional 3rd party authentication processes can also be integrated into the system.

Applicants can have their funds conveniently transferred into their new account immediately via debit, credit cards, or ACH.